Daily
Small, steady debits each business day. The right quote for restaurants, salons, and retail with daily card volume.
How It Works
Five steps. One team. Same-day wires.
This is the exact status bar every Mint deal moves across. No mystery stages, no black box — you and your merchant always know where the file stands.
✓
Received✓
Approved3
Contract sent4
Contract signed5
Funded1
Send the package
Signed one-page application, the four most recent bank statements, and an honest position rundown. Email it, use the form, or text it — whatever's fastest for you.
2
Underwriting reads it — today
A human underwriter reviews revenue, positions, and momentum. No scoring robot, no committee in another time zone. Clean packages get you an answer within the hour.
3
An offer you can quote
Funded amount, term, buy rate, debit schedule — every number on one page, in writing, ready to walk your merchant through. An offer is an option, never an obligation.
4
Contracts to your merchant
E-sign goes straight to your merchant's phone. While they sign, we verify the bank connection so nothing stalls between the yes and the money.
5
Funded — and paid Monday
The wire goes out the day they sign. Your commission is on Monday's run, and renewals unlock as the balance debits down — credited to you, every time.
Keep the Clock Fast
What speeds a file up — and what stalls it.
- All 4 bank statements, every page
- Application signed and legible
- Straight answers on open positions
- A merchant who answers their phone
- Screenshots instead of statements
- Missing pages “coming later”
- Surprise positions found in review
- A merchant who's gone dark on you too
The clock starts when the package is complete — not when the first email arrives.
Debit Schedules
Structured around their deposits.
Quote the rhythm that fits how money actually moves through your merchant's business — it's the difference between a deal that renews and a deal that bounces.
Weekly
One debit a week. The most common pick — clean for contractors, trucking, and B2B invoicing cycles.
Bi-weekly
Every other week, for merchants whose receivables land in longer waves. Available on qualifying files.
Ready when you are.
Send the package now and you'll have a real answer before your coffee's cold.
File in at 1:00 PM → real answer by
1:45 PM
Prefer to talk it through? Call, text, or WhatsApp 347-797-1800 — a real person picks up.