One-hour answers
Clean packages get a decision — yes, no, or exactly what's missing — within the hour. Your merchant hears back today.
The ISO Program
One team. One rep. Every Monday.
The full partnership: how commissions run, what the box holds, and what Mint owes you on every file you send.
The Partnership
What sending to Mint gets you.
Commissions every Monday
Funded is funded. Commissions go out every Monday, like clockwork, with a statement that matches your math.
Your paper stays put
We're the funder — there's nobody to shop your file to. No file shopping, ever. Your merchant stays your merchant.
Declines welcome
Our sweet spot: 2nd, 3rd, and 4th positions on clean merchants with good pay history — and any position inside the 35% leverage box gets read. Send what other funders bounce.
A dedicated ISO rep
One name, one cell number, one person who knows your book. Call, text, or WhatsApp — deals move on your schedule.
Renewals feed you too
When your merchant re-ups, you're paid on the renewal. Build a book that compounds.
The Box
What we fund.
Wide box, honest edges. If it's close, call us before you assume.
Advance size
$10K–$3M
Buy rates from
1.30
Positions
Any
Max leverage
35%
📊
Any position number — 2nd, 5th, even 10th — as long as total leverage stays under 35%. And yes, that includes Texas.
Submission Standards
Send it complete, get it funded.
Underwriting runs on clean packages. Here's the whole checklist.
The package
- Signed one-page application
- 4 most recent bank statements — every page
- Honest position rundown (balances included)
- Payoff letters if we're buying out a position
📬
Email packages to deals@mintfunding.com with the merchant name in the subject line.
Then here's our end.
- Confirmation your file landed — within the hour
- One stip list, up front, no drip-feed
- Offers in writing: amount, term, buy rate, debits
- Contracts out same day as the yes
- Status updates at every pipeline step
Program Questions
Straight answers for the shop.
How do commissions work?
You're paid on every funded deal — and on renewals from merchants you brought in. Commission runs go out every Monday. Your ISO rep walks you through the schedule when you're onboarded; we don't publish figures publicly.
Will you contact my merchant directly?
Only to move the deal you submitted — underwriting calls, contracts, funding. Your merchant is your relationship. We never market to your book.
What files fund fastest?
Complete packages with honest position rundowns. A stacked file with a clear story funds faster than a “clean” file with surprises in the statements.
Do I need volume to get a rep?
No. Your first submission gets a dedicated ISO rep — one name and a cell number. Send one file or fifty.
Send the one they bounced.
Submit a deal now — you'll have an answer in about an hour.
Prefer to talk it through? Call, text, or WhatsApp 347-797-1800 — a real person picks up.