Weekly debits, draw-aware sizing
We size the advance against the receivable pipeline, not just trailing deposits.
Construction Files
Capital that shows up before the draw.
Materials up front, crews every Friday, draws that land whenever the GC gets around to it. We fund the gap — up to $3M.
The Squeeze
The calls you get.
- Progress billing pays in 60 days; suppliers want money now
- Mobilization costs land before the first invoice can go out
- A bigger contract needs bonding, equipment, and bodies — this month
- Weather steals two weeks and the schedule doesn't move
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Every one of those is a file we've funded. Send it before the window closes.
Funded2ND POSITION
Funded amount$250,000
BusinessConstruction — GC, Texas
Term32 wks
Buy rate1.37
Debit scheduleWeekly
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Contract sent✓
Contract signed✓
FundedHow Mint Funds Construction
Underwriting that speaks the trade.
Big-file comfort
Contractors are one of our largest books. $250K+ files are a normal Tuesday.
Stacked file? Bring it
An open position on a growing book of contracts is a story we fund weekly — up to 35% leverage.
Construction Questions
Asked by ISOs this week.
My contractor's deposits are lumpy — one big draw a month. Problem?
That's construction. Underwriters read draw schedules and contracts, not just average daily balance. Lumpy is fine when the pipeline is real.
Do you fund subs or just GCs?
Both — subs, GCs, and specialty trades in all 50 states.
One hour. Real answer. Your move.
Submit the file now or send the package straight to deals@mintfunding.com.
Prefer to talk it through? Call, text, or WhatsApp 347-797-1800 — a real person picks up.